Please read these Terms of Use carefully before using this website (including "www.arkwealth.com") (the "Website"), especially before accessing or using any reports, documents or other materials available on the Website (the "Content").

By using the Website or accessing the Content, you confirm that you have read and accepted these Terms of Use and agree to be bound by them. If you (the "User") do not agree, please do not access or use the Website or the Content. Users must comply with these Terms and may access and use the Website only to the extent permitted by applicable laws and regulations. Access to or use of any specific site, channel or Content is conditional upon your agreement to these Terms and, where applicable, constitutes acknowledgement of relevant disclaimers.

The Website and the Content are owned and operated by ARK GROUP GLOBAL PTE. LTD. and its affiliates or licensors (collectively, "ARK GROUP", "we", "us"). Unless otherwise stated, copyright in the Website and Content belongs to ARK GROUP GLOBAL PTE. LTD. © 2024 ARK GROUP GLOBAL PTE. LTD.

All company names, logos, and related product and service names, design marks and slogans are trademarks/service marks of their respective owners and may not be copied or used without prior written consent from the relevant owner.

References to any third party name, logo, product or service do not imply endorsement, sponsorship or recommendation by ARK GROUP of such third party, information, products or services.

No materials, graphics, images, audio, video, interfaces or software code on the Website may be copied, modified, republished, uploaded, posted, transmitted or distributed in any manner without prior written consent of ARK GROUP. No party may create links (including deep links) to the Website without prior written consent. ARK GROUP reserves the right to refuse any linking request and has no obligation to enter into reciprocal links with any third party.

Nothing on the Website or in these Terms shall be construed as granting any copyright, patent, trademark or other proprietary rights of ARK GROUP or any third party.

ARK GROUP and its employees, agents, partners, principals and representatives, and any other persons related to the Website or the Content, do not provide auditing, accounting, tax, legal, advisory, consulting or other professional services or advice, and Users should not rely on any such services or advice. The Content and the Website may contain technical or typographical errors. Many statements involve risks, assumptions and estimates, some of which may cause actual results to differ materially from those implied. We accept no liability for reliance on the Content or the Website and expressly disclaim any obligation to update any information unless required by law. Each User agrees not to use the Content or the Website as a substitute for independent investigation and their own financial/business judgment, and should obtain professional advice as appropriate. Each User is responsible for all matters arising from their use of the Content and the Website.

The Content and the Website may also include forward-looking statements, particularly in relation to sustainability. Statements that are not historical facts are forward-looking statements, including those regarding future expectations, goals, plans, activities and strategic priorities, and those containing words such as "expect", "intend", "plan", "will", "believe", "estimate", "may", "should", "forecast" and similar expressions. Such statements are based on expectations at the time made, including third-party information believed to be reliable, which may ultimately be inaccurate. They are not promises or guarantees and involve known and unknown risks, uncertainties, contingencies and other important factors that could cause actual results to differ materially.

In light of the foregoing risks and uncertainties, readers should exercise caution and carefully review all disclaimers in the Content and the Website. We have no obligation to update these statements unless required by law. Unless expressly stated otherwise, forward-looking statements do not reflect future business transactions.

Sustainability-related practices vary by region, industry and issue and continue to evolve. Our practices and reporting in relation to sustainability are expected to evolve as well. Assessments of sustainability standards involve qualitative and subjective analysis, and our judgments or methodologies may not align with the beliefs or expectations of all stakeholders, including expectations about how third-party frameworks should be applied. Views on what constitutes a positive sustainability outcome are inherently subjective, and focusing on certain sustainability characteristics may come at the expense of others. We cannot guarantee that our sustainability policies or initiatives will achieve the expected performance or outcomes, even if they were adopted or announced with such expectations.

Certain statements may be based on developing standards and metrics and underlying data used to measure sustainability performance, and related controls and processes may also evolve. Our disclosures and methodologies may change accordingly, which may not meet specific stakeholder expectations. We cannot guarantee that we or entities in our portfolio will meet stated sustainability targets, nor that any efforts—if achieved—will have a positive impact on specific sustainability issues. We may rely on third-party information, which may change over time as methodologies and data availability/quality evolve. Any inaccuracies, estimates or assumptions may cause actual results to differ materially. We do not accept responsibility for the accuracy or completeness of such third-party information unless expressly stated, and we may not have independently verified such information or its underlying assumptions or methodologies.

Each User agrees to use the Website and the Content lawfully and appropriately and represents and warrants that the User shall not:

a. Upload, post, email, transmit or otherwise make available any personal data of others or any content that is harmful, threatening, abusive, harassing, infringing, defamatory, vulgar, obscene, hateful, racially/ethnically offensive, or otherwise objectionable, or any content prohibited by applicable law or that may expose ARK GROUP to liability; b. Upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail", "chain letters", "pyramid schemes", or any other form of solicitation unless in designated areas; c. Upload, post, email, transmit or otherwise make available any material containing software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications equipment; d. Interfere with or attempt to interfere with the operation or functionality of the Website, the Content, or ARK GROUP’s servers, networks or systems, or attempt to gain unauthorized access; e. Use any robot, spider, intelligent agent, other automated device or manual process to search, monitor or copy the Website or the Content (by linking or otherwise) without prior written consent, except as permitted by law; f. Use the Website or the Content in any manner that interferes with others’ use; g. Use the Website or the Content in any manner that may create an impression of affiliation, sponsorship or endorsement by ARK GROUP.

If we reasonably believe you have violated these Terms, applicable laws, or otherwise abused the Website or the Content, we may suspend or terminate your use of the Website without prior notice.

ARK GROUP takes certain industry-recognized precautions to help secure the Website and parts of its Content. However, Users understand and agree that these measures do not guarantee that no security incidents will occur. ARK GROUP makes no representations or warranties that the Website is free from viruses, worms, trojans or other security threats.

ARK GROUP is committed to protecting and respecting your personal data. Please read the Privacy Policy to understand how we process your personal data. By using or accessing our Website, you consent to such processing and warrant that the personal data you provide is accurate.

While we endeavor to ensure the Content on the Website is up to date and accurate, ARK GROUP and its affiliates, subsidiaries, employees, agents, partners, principals and representatives (collectively, "Representatives") make no express or implied representations or warranties regarding completeness, correctness, accuracy, suitability, reliability, freedom from viruses or malware, non-infringement of third-party rights, or results of use. All Content is provided on an "as is" and "as available" basis.

Users access and use the Content and the Website at their own risk and only to the maximum extent permitted by applicable laws and regulations. ARK GROUP and its Representatives shall not be liable for any direct, indirect, incidental, special, punitive, consequential or other damages (including loss of use, data or profits), whether in contract, negligence or other tort, even if advised of the possibility of such damages.

Nothing in this limitation affects liability for death or personal injury caused by our negligence, or any other liability that cannot be excluded or limited under applicable law. Where liability cannot be excluded, it shall be limited to the maximum extent permitted by law.

ARK GROUP reserves the right to make any and all changes to the Content or the Website without prior notice, including removing Content or discontinuing the Website. ARK GROUP may refuse access to the Website at any time without prior notice (for example, where we reasonably believe you have violated these Terms). Content may be updated periodically. ARK GROUP may improve and/or change the Content or the Website at any time without notice.

In the event of any inconsistency between the Chinese and English versions of the Website content, the English version shall prevail.

We may need to change or update these Terms of Use to reflect changes in applicable laws or to reflect changes to the Website. To the extent permitted by applicable law, we may update the Website without notifying you, other than by updating the last modified date at the top of these Terms of Use.

Continued use of the Website indicates your agreement to be bound by these revised Terms of Use.